Enterprise Security
PCI-DSS compliant infrastructure with end-to-end encryption, fraud detection, and real-time monitoring to protect every transaction.
Now accepting payments in 15+ African countries
Powerful Payment API for Modern Businesses
Accept mobile money, bank transfers, and card payments through one secure, developer-friendly API. Launch in minutes, scale infinitely.
- No setup fees
- Go live in minutes
- Local support 24/7
99.9%
Platform uptime · PCI-DSS · 2FA
1M+
Transactions processed
99.9%
Platform uptime
15+
African countries
6+
Payment channels
Why ZonmPay
Why Developers Love ZonmPay
Built for speed, security, and seamless integration with your existing stack.
Developer First
RESTful API with comprehensive documentation, SDKs for popular languages, and sandbox environment for risk-free testing.
Lightning Fast
Optimized infrastructure with global CDN ensures sub-2 second transaction processing, even during peak traffic.
Real-Time Webhooks
Instant notifications for payment events with automatic retries and signature verification for reliable integrations.
Advanced Analytics
Track transactions, monitor performance, and gain insights with our intuitive dashboard and exportable reports.
24/7 Expert Support
Get help when you need it with live chat, email support, and dedicated account managers for enterprise clients.
Products
Complete Payment Solutions
Everything you need to accept, process, and manage payments in one unified platform.
View Documentationcurl -X POST https://zonmpay.com/api/v1/collect \
-H "Authorization: Bearer SPP_live_..." \
-d '{ "phone": "0773273617", "amount": 55000 }'Collection API
Accept payments via M-Pesa, Airtel Money, bank transfers, Visa, and Mastercard through a single, unified endpoint.
Learn moreDisbursement API
Send instant payouts to customers, vendors, or agents with bulk transfer support and automated reconciliation.
Learn moreTransaction Status API
Check the real-time status of any transaction using our simple status query endpoint. Get instant updates on pending, completed, or failed payments.
Learn moreBalance Check API
Query your account balance in real-time. Monitor available funds, pending settlements, and reserve balances through a secure API endpoint.
Learn moreMobile Number Lookup API
Verify mobile money account holders before sending payouts. Confirm name matches and reduce failed transactions with our name enquiry service.
Learn moreWebhook API
Receive real-time notifications on payment events directly to your server. Get instant updates when transactions are completed, failed, or pending without constant polling.
Learn moreEvery payment method your customers already use
Mobile money, bank transfers and cards — collected and paid out from one balance.
M-Pesa
Mixx by Yas
Airtel Money
HalopesaViVisa
MaMastercard
Built for businesses that cannot afford downtime
Bank-grade security, signed webhooks, full audit trails and reconciliation on every transaction.
Enterprise Security
Real-Time Webhooks
Advanced Analytics
24/7 Expert Support
Frequently asked questions
How long does approval take?+
Most businesses are verified within a few hours after submitting KYC documents.
When do I receive my money?+
Collections land in your balance instantly and payouts are sent as soon as they are approved.
Do I need a developer?+
No. You can collect and pay from the dashboard, or use our API when you are ready.
Is my data safe?+
Yes. All traffic is encrypted, keys are stored server-side and every action is logged.
Ready to accept payments in minutes?
Create your free account, verify your business and go live with our API today.